RuPay Credit Cards
Link your credit card to UPI apps and make payments on merchant QR codes directly. Carry zero cash or physical cards while accumulating rewards on every daily transaction.
UPI Integration
Link your credit card directly inside GPay, PhonePe, BHIM, or Paytm to scan and pay at physical vendor terminals.
Zero Surcharges
Fulfill payments under ₹2,000 via UPI with zero merchant fees or surcharges. Highly affordable credit tool.
Exclusive Perks
Access localized airport lounge entry programs and merchant discounts curated specifically for Indian customers.
Say Goodbye to Physical Swipe
By linking your RuPay card to UPI, you combine the short-term financing benefit of credit cards with the convenience of UPI scans. Clear your local grocery, fuel, and utility bills instantly.
- ✔ No swipe machine needed
- ✔ Secure UPI PIN authentication
- ✔ Earn reward points on small daily spends
Linking Credit Card to UPI
Linking your RuPay card to any UPI app is a simple, digital 3-step process. Here is how to activate it:
- Step 1: Open Your App Open GPay, PhonePe, Paytm, or BHIM. Go to your profile settings and click on "Link Credit Card" or "Link Account".
- Step 2: Select Card Bureau & Bank Select your card-issuing bank. The application will search for active RuPay credit cards registered with your mobile number.
- Step 3: Setup UPI PIN Enter the last 6 digits of your credit card and expiry date, verify the OTP, and set up a secure 4 or 6-digit UPI PIN. You are ready to scan and pay!
Rupay Credit Cards FAQs
Find immediate answers regarding RuPay UPI credit cards.
