Borrow against your gold jewelry. Calculate monthly EMIs, interest rates, and loan-to-value credit limits online instantly.
₹
%
Mths
Gold Loan Summary
Principal Amount₹1,00,000
Total Interest₹5,440
Total Amount₹1,05,440
Monthly EMI₹8,787
FAQs
Frequently Asked Questions
What is a Gold Loan?
A Gold Loan is a secured loan facility where you pledge your gold jewelry or ornaments (18 to 22 carats) as collateral to borrow quick funds from banks or NBFCs.
What is LTV in gold loans?
LTV stands for Loan-to-Value. Under RBI guidelines, the LTV margin for gold loans is capped at 75%. This means you can borrow up to 75% of the calculated value of your gold jewelry.
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