About Paisa in Minutes
Democratizing access to credit for everyday Indians by connecting eligible borrowers with licensed, RBI-registered lending institutions through seamless digital innovation.
Our Mission & Purpose
Paisa in Minutes is a digital loan facilitation platform owned and operated by TRAJ CAPITAL PRIVATE LIMITED. Our mission is to eliminate bureaucratic hurdles, opaque terms, and predatory charges in retail borrowing by providing a 100% paperless, transparent financial discovery experience.
Acting as an authorized Lending Service Provider (LSP) and digital facilitator, we bridge the gap between borrowers requiring quick financial support and regulated Non-Banking Financial Companies (NBFCs) and commercial banks licensed by the Reserve Bank of India.
Whether you need a quick personal loan for medical needs, working capital for small businesses, or a long-term home loan, our proprietary match engine evaluates your profile against multiple partner criteria to present competitive loan offers within minutes.
- Operating Entity TRAJ CAPITAL PRIVATE LIMITED
- Platform Brand Paisa in Minutes
- Business Model Lending Service Provider (LSP)
- Corporate Office Delhi, India
- Support Email info@paisainminutes.com
- Customer Care +91 9990 666578
- Regulatory Alignment RBI Fair Practices Code Compliant
How We Operate & Protect Borrowers
We hold ourselves to the highest standards of integrity, data privacy, and ethical lending practices.
100% Regulated Partners
We never partner with unregistered apps or unregulated entities. All loan offers originate strictly from RBI-registered NBFCs and scheduled commercial banks.
Bank-Grade Data Privacy
Your personal and financial records are protected with 256-bit SSL encryption. We do not sell borrower databases to third-party telemarketers.
Zero Upfront Fees
Paisa in Minutes never asks borrowers to transfer advance processing deposits or approval fees to personal accounts. Processing charges are deducted directly by lenders upon loan disbursal.
Grievance Redressal
We provide direct escalation channels and dedicated grievance support to resolve user queries regarding eligibility, sanction letters, and loan status.
Regulatory Disclaimer & Fair Practices Alignment
Paisa in Minutes is a loan facilitation marketplace and does not operate as a direct lender or depository institution. All loan decisions, underwriting approvals, interest rates, and disbursal timelines are determined solely at the discretion of respective RBI-registered lending partners in accordance with their internal credit policies and the Reserve Bank of India’s Digital Lending Guidelines.
Looking for Transparent Loan Offers?
Check your loan eligibility across partner banks and NBFCs in under 60 seconds with zero impact on your CIBIL score.
Check Loan Eligibility