Calculator
Fixed Deposit (FD) Calculator
Plan your savings growth. Estimate your total interest earnings and maturity values using our interactive real-time Fixed Deposit calculator.
₹
%
Yrs
Maturity Summary
Invested Amount
₹1,00,000
Est. Interest
₹42,207
Total Value
₹1,42,207
FAQs
Fixed Deposit Calculator FAQs
How is FD interest calculated?
Most commercial banks calculate FD interest using quarterly compounding formula: A = P(1 + r/n)^(n*t), where A is maturity value, P is principal, r is annual rate of interest, n is compounding frequency per year, and t is tenure in years.
What is compounding frequency?
Compounding frequency defines how often the bank adds calculated interest back to your principal amount. More frequent compounding (e.g. monthly vs yearly) yields higher maturity wealth because you earn interest on interest sooner.
