Estimate your maximum borrowing limit. Calculate eligible Personal Loan amounts based on salary incomes, rates, and existing EMI obligations.
₹
₹
%
Yrs
Eligibility Summary
Monthly Salary₹50,000
Disposable EMI Limit₹15,000
Max Loan Eligible₹6,73,800
FAQs
Frequently Asked Questions
What is FOIR and how does it affect loan eligibility?
FOIR stands for Fixed Obligation to Income Ratio. It is the percentage of your monthly income that goes towards debt repayments. Most lenders cap FOIR at 50% for personal loans to ensure you retain sufficient cash for living expenses.
How can I increase my personal loan eligibility limits?
You can boost your loan eligibility by: (1) closing active credit cards or micro-loans to lower your current EMIs, (2) applying with a co-borrower (like a working spouse), or (3) extending the loan repayment tenure.
Apply for Your Personal Loan Today
Get pre-approved personal loans up to ₹25 Lakhs with instant digital verification in minutes.
Get Cash in Minutes
Fill in your details below to check your eligibility limit instantly.
