Calculate your sovereign savings. Estimate maturity values and interest compounding yields for Indian Post Office Time Deposit accounts.
₹
Interest Rate (Compounded Quarterly)7.50%
Post Office Summary
Invested Amount₹1,00,000
Est. Interest₹44,995
Maturity Value₹1,44,995
FAQs
Frequently Asked Questions
What is the compounding frequency of Post Office Time Deposits?
Post Office Time Deposit (POTD) interest is calculated and compounded **quarterly**, but paid out to the investor annually or accumulated until the maturity date of the account.
Are Post Office FDs eligible for tax deductions?
Only the **5-Year Post Office Time Deposit** is eligible for tax deductions under Section 80C of the Income Tax Act up to the maximum limit of ₹1.5 Lakhs per financial year. 1, 2, and 3-year options do not qualify.
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