Calculator
Post Office Time Deposit (FD) Calculator
Calculate your sovereign savings. Estimate maturity values and interest compounding yields for Indian Post Office Time Deposit accounts.
₹
Interest Rate (Compounded Quarterly)
7.50%
Post Office Summary
Invested Amount
₹1,00,000
Est. Interest
₹44,995
Maturity Value
₹1,44,995
FAQs
Post Office FD Calculator FAQs
What is the compounding frequency of Post Office Time Deposits?
Post Office Time Deposit (POTD) interest is calculated and compounded **quarterly**, but paid out to the investor annually or accumulated until the maturity date of the account.
Are Post Office FDs eligible for tax deductions?
Only the **5-Year Post Office Time Deposit** is eligible for tax deductions under Section 80C of the Income Tax Act up to the maximum limit of ₹1.5 Lakhs per financial year. 1, 2, and 3-year options do not qualify.
