Market Linked Wealth

Invest in Mutual Funds

Grow your savings with equity and debt. Explore top-performing mutual funds online, set up monthly SIPs, and track portfolio valuations on a unified dashboard.

SIP Savings Model

Fulfill systematic growth plans starting from just ₹100 or ₹500 per month. Build long-term wealth steadily.

Professional Fund Managers

Your portfolio capital is managed directly by experienced fund experts (AMCs) to maximize risk-adjusted yields.

Diversified Safety

Your deposit is spread across 30 to 80 different stocks or bonds, insulating your capital from single stock crashes.

SIP compounding

Rupee Cost Averaging

By setting up a monthly Systematic Investment Plan (SIP), you purchase more fund units when market prices are low and fewer units when prices are high. This automatically averages out your purchase cost over time.

✔ No lock-in terms on standard schemes
✔ Secure auto-debit configurations
✔ Over 40+ AMC options online

Asset Classes

Types of Mutual Funds

Mutual funds are standardly categorized based on the underlying assets they invest in:

Equity Schemes: Invest directly in stock markets. High volatility but yields maximum long-term returns. Suitable for wealth creation (5+ years).
Debt Schemes: Invest in government securities, corporate bonds, and commercial paper. Safe, stable returns suitable for short to mid-term goals.
Hybrid Schemes: Invest in a balanced combination of equity and debt assets to offer moderate growth with built-in risk diversification.

FAQs

Mutual Funds FAQs

Find immediate answers regarding Mutual Funds.

What is a Mutual Fund?

A Mutual Fund is a financial vehicle that pools money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. The fund is managed by professional portfolio managers (AMCs) to achieve specific investment objectives.

What is the difference between Direct and Regular plans?

In a **Direct Plan**, you invest directly with the AMC without intermediaries. This means zero broker commissions, resulting in a lower expense ratio and higher net returns. In a **Regular Plan**, you invest through agents/distributors who earn a commission, which increases the fund's expense ratio.

What is NAV in Mutual Funds?

NAV stands for Net Asset Value. It represents the market value of one unit of the mutual fund scheme. NAV is calculated and updated by AMCs daily after stock market hours based on the closing prices of the portfolio's underlying assets.