Fixed Income Investment

Invest in Bonds Online

Secure your wealth with fixed-yield financial instruments. Discover highly-rated corporate and sovereign bonds to construct a predictable income stream.

Consistent Coupon Payouts

Receive regular interest payouts (monthly, quarterly, or annually) directly credited to your registered bank account.

Higher Returns than FDs

Select premium corporate bonds yielding 8% to 11% p.a., outperforming standard bank deposits with secure rating checks.

Sovereign & Corporate Safety

Choose government-backed instruments or AAA/AA+ rated corporate issues to preserve capital safety.

Up to 11% Yield

Construct a Stable Cash Flow

Unlike highly volatile equity assets, bonds promise a pre-determined coupon rate. By investing in corporate issues, you secure stable annual interest margins with legal claim structures in place.

✔ Rated by CRISIL, ICRA, and CARE
✔ Liquid options tradable on NSE & BSE
✔ Low capital entry barriers online

Asset Allocation

Why Allocate Portfolios to Bonds?

Financial planners recommend holding 20-30% of portfolios in debt tools like bonds to lock in stable gains and insulate capital from equity downswings:

Predictable Passive Income: Cash flow planning becomes easy when coupon payouts are scheduled precisely on predefined dates.
Capital Preservation: Standard government bonds are backed by sovereign guarantees, meaning zero credit default risk.
Diversification Cushion: When stock indices drop, the fixed yield from bonds keeps your net portfolio valuation stable and secure.

FAQs

Bonds FAQs

Find immediate answers regarding bonds and debt investments.

What are bonds?

Bonds are debt security instruments issued by governments, municipalities, or corporate companies to raise capital. When you buy a bond, you are lending money to the issuer, who promises to pay you a fixed interest rate (coupon) periodically and return the principal amount on the maturity date.

Are bonds safer than bank Fixed Deposits (FDs)?

Government bonds carry sovereign backing, which is considered safer than bank FDs. However, corporate bonds carry rating-based risk. A highly rated corporate bond (AAA or AA+) is generally very secure, but carries slightly more credit default risk than bank FDs in exchange for yielding higher interest rates.

How do I buy bonds online in India?

You can buy bonds online through online debt investment platforms, registered stockbrokers using your Demat account, or directly via the RBI Retail Direct platform for government-backed bonds.